Tenpence

One Chat for Everything. Everything Is in the Chat.

Known for

A messaging app that became the wallet, the ticket office, the town hall and the pay-your-tax screen, so leaving it means leaving everything. Hosting thousands of other firms' apps inside its own, as tenants. A mascot that is cute enough to survive any regulatory review.

Character

Friendly, round and relentlessly convenient, like a concierge who also holds your wallet, your ID and your friends. Says 'seamless' where others say 'locked in', and calls every app a rival builds 'a mini-programme we are happy to host'. Never leaves the chat window.